Community Development & Investments

Using an Impact First investment strategy with an emphasis on innovation, we deploy low-cost patient capital to achieve long-term good change by supporting and enabling communities as they reinvent, redevelop, and revitalize themselves.

Denver's Supportive Housing Social Impact Bond a "Remarkable Success"

Hundreds of individuals experiencing chronic homelessness who were housed and supported with assistance through an innovative financing initiative reported improved health and decreased usage of expensive emergency services.

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Gazelda Announces Partnership to Fund Loans for DACA Students Attending Medical School

Gazelda is collaborating with the Self-Help Federal Credit Union to give low-cost funding to aspiring medical professionals who are members of the Deferred Action for Childhood Arrivals (DACA) program and who are enrolled in medical school or have been accepted to medical school.

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Gazelda Closes on $13 Million Investment to Support Homeless in Denver

Gazelda, in collaboration with Colorado Coalition for the Homeless (CCH), has committed a total of $13.2 million in equity to finance medical respite and housing for homeless individuals.

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What is The Community Reinvestment Act (CRA) and How Is Gazelda Rated?

The Community Reinvestment Act (CRA), enacted by Congress in 1977, mandates that depository institutions satisfy the credit needs of the communities in which they offer banking services, particularly low- and moderate-income individuals and neighborhoods. The ability of depository institutions to demonstrate that they understand the credit needs of their communities and actively participate in satisfying those needs through loans, grants, investments, and services is examined. In practice, regulators acknowledge that institutions will approach CRA requirements differently. This distinction results in distinct examination methods (big or small retail, special purpose, wholesale, and strategic plans) as well as differing emphasis on lending, investment, and services for each inspection method. Gazelda has received an Outstanding rating for our CRA efforts for the past 20 years.

How is Gazelda Evaluated for CRA Performance?

The evaluation of Gazelda is based on the volume of its CRA-qualified investments, community development loans, grants, and services in low- or moderate-income regions. In addition, creative or complicated tasks are weighed more heavily than other activities.